Auto Loan Interest Deduction


A New Tax Break That Could Put You Behind the Wheel for Less

Save Thousands When You Finance a New Ford

A recently enacted federal program makes it easier and more affordable than ever to purchase a brand-new Ford. If you finance a qualifying new vehicle, you could deduct up to $10,000 per year in interest on your federal taxes. That adds up to major savings over time.

At Queen City Ford, we’re here to help you take full advantage of this limited-time opportunity.


Available Now Through 2028

This tax benefit is part of new legislation designed to strengthen American auto production and give buyers a boost. It applies to first-lien loans on new, personal-use vehicles and many Ford models qualify.


How to Qualify for the Deduction

To make use of this incentive, here’s what the IRS says you’ll need:

  • You’re financing a brand-new, not pre-owned, car or truck
  • The loan is initiated between January 1, 2025, and December 31, 2028
  • The vehicle is assembled in the U.S. (VIN beginning with 1, 4, or 5)
  • The loan is in your name as the primary borrower
  • Your annual income is under $100,000 for individuals or $200,000 for joint filers

Why Work with Queen City Ford?

We’ve been serving the greater Cincinnati community with honesty and experience for years. As your local Ford experts, we’re ready to:

  • Check VINs to confirm assembly location
  • Help gather the necessary paperwork
  • Connect you with tax professionals for personalized guidance

Plus, we offer a wide selection of U.S.-assembled Fords, from powerful trucks to fuel-efficient hybrids, that meet program qualifications.


Frequently Asked Questions

How does this help me financially?

You may be able to write off up to $10,000 in interest per year, reducing your overall tax bill.

Are pre-owned vehicles eligible?

No, this deduction only applies to newly purchased vehicles.

Can Queen City Ford determine my eligibility?

We can confirm whether a vehicle qualifies based on its VIN. For personal tax eligibility, consult a licensed advisor.

Where can I learn more?

Visit IRS.gov for complete details on the federal vehicle interest deduction.


Let’s Get Started

Don’t miss out on this opportunity to save while driving a Ford you love. Visit Queen City Ford to explore qualifying vehicles, learn more about the deduction, and get expert help every step of the way.

Queen City Ford

235 W Mitchell Ave. Cincinnati, OH 45232
Get Directions
Sales 513-541-5586
Service 513-541-5586
Parts 513-541-5586

Monday 9:00AM - 7:00PM
Tuesday 9:00AM - 7:00PM
Wednesday 9:00AM - 7:00PM
Thursday 9:00AM - 7:00PM
Friday 9:00AM - 6:00PM
Saturday 9:00AM - 6:00PM
Sunday Closed
Monday 7:30AM - 6:00PM
Tuesday 7:30AM - 6:00PM
Wednesday 7:30AM - 6:00PM
Thursday 7:30AM - 6:00PM
Friday 7:30AM - 6:00PM
Saturday 8:00AM - 3:00PM
Sunday Closed
Monday 7:30AM - 6:00PM
Tuesday 7:30AM - 6:00PM
Wednesday 7:30AM - 6:00PM
Thursday 7:30AM - 6:00PM
Friday 7:30AM - 6:00PM
Saturday 8:00AM - 3:00PM
Sunday Closed